Pengaruh Literasi Keuangan, Inklusi Keuangan dan Financial Technology terhadap Kinerja UMKM di Kabupaten Brebes (Studi Kasus Pelaku Paguyuban UMKM Remojong Brebes)

Abstract

The research was conducted in Paguyuban UMKM Remojong Brebes, Wanasari District, Brebes Regency. This study aims to determine the effect of financial literacy, financial inclusion and financial technology on the performance of MSMEs. This research belongs to the type of quantitative research. The data collection method used in this study was through primary data with questionnaire distribution. The sample of this study was 86 MSME actors, using sampling, namely non-probability sampling with purposive sampling techniques. Data analysis in this study is multiple linear regression analysis with the help of SPSS tools. The data obtained is in the form of primary data, for secondary data obtained from other media sources such as books and journals related to the focus of this research. The results showed that financial literacy did not have a significant effect on MSME performance, financial inclusion had a significant influence on MSME performance and financial technology had a significant influence on MSME performance. Then the simultaneous test results show that the variables of financial literacy, financial inclusion, and financial technology affect the performance of MSMEs.