Pengaruh Literasi Keuangan, Pendapatan Dan Intensi Investasi Terhadap Pengambilan Keputusan Investasi Reksadana Pada Generasi Muda Kabupaten Brebes

Abstract

Current developments in technology and information have made people very consumptive and forget to invest in preparation for their future, especially the millennial generation. Planning an investment in personal financial management is crucial for every individual at this time, this is because investing also includes a learning process to manage finances in the present and the future. A research result from a marketing research institute found that the average Indonesian only saves and invests using 13% of their income. In this study, financial literacy, income and investment intentions will be reviewed against mutual fund investment decision making that takes samples from the young generation of Brebes Regency, aged 15 to 34 years. Sample selection for early research uses the slovin approach. As an analysis technique, multiple linear regression is used. The results of the study show that the financial literacy variable has no effect on mutual fund investment decision making. Meanwhile, the variables of income and investment intention influence mutual fund investment decision making