Digitalisasi UMKM melalui QRIS terhadap Efektifitas Transaksi dan Pertumbuhan Usaha Desa Badak

Abstract

The suboptimal utilization of the QRIS digital payment system by MSME actors in Badak Village has caused buying and selling transactions to remain dominated by cash, resulting in slower processes, potential calculation errors, and poorly organized financial records. This community service program aims to improve digital literacy, introduce the use of QRIS, and encourage its adoption in daily business activities. The implementation method was carried out through seminars and personal assistance using a door-to-door approach. The results of the program indicate an increase in MSME actors’ understanding of the benefits of QRIS, with some beginning to use it in their daily transactions. The implementation of QRIS has been proven to accelerate the payment process, enhance transparency, and improve financial record-keeping. Although challenges still exist in the form of limited internet access, habitual cash transactions, and technical concerns, this program has had a positive impact on transaction effectiveness and opened up opportunities for MSME business growth in Badak Village.